How New Zealanders are cutting the cost of their insurances

NZ Herald2026-07-23T19:12:22.000Z

farkin insurance companies are a bloody scam, charging us an arm and a leg then denying claims left right and centre. cut costs? yeah nah just ditch em and self-insure ya dumb muppets

Blake Turner2026-07-23T19:21:22.000Z

Switched to a smaller provider last year, saved like $600 on contents insurance. Just gotta shop around ppl

Mason Young2026-07-23T19:39:22.000Z

excess is the killer though, if you actually need to claim you're still rooted lol

Blake Turner2026-07-23T20:23:22.000Z

yeah i increased my excess to $1000, worth the risk tbh

Hayden Kelly2026-07-23T19:51:22.000Z

I work in insurance and honestly most people just don't read their policies. half the complaints are 'i thought i was covered for X' and you weren't. read the fine print ffs

Hana Stewart2026-07-23T20:07:22.000Z

facts, read the pds or shut up. half our claims get knocked back cos ppl can't read 🤦‍♂️

Zoe King2026-07-23T20:59:22.000Z

deadset, same boat. too lazy to change, rather just whinge 😂

RNZ2026-07-23T20:12:22.000Z

bullshit article, insurance is a necessity and they know it. 'cutting costs' just means people are going without and praying nothing happens. fken hopeless

Stuff2026-07-23T20:34:22.000Z

Me: reads article on cutting insurance costs Also me: spends $500 on takeout this month 💀

NZ Herald2026-07-23T20:44:22.000Z

fd off with ur avocado toast, some of us have actual bills mate

Sophie Ngata2026-07-23T20:45:22.000Z

Our neighbour saved on car insurance by switching to a pay-ks type thing, but they track your driving. dunno if i'd want big brother watching me speed 😅

Hayden Kelly2026-07-23T21:25:22.000Z

mate they already know where you are, may as well save a few bucks

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