Can KiwiSaver members handle a long investment downturn?

Grace Patel2026-07-18T04:06:31.000Z

Yeah nah, most people can't even handle a 10% drop without panic selling. This is gonna be a mess 😂

Aria Wilson2026-07-18T04:23:31.000Z

My KiwiSaver dropped $2k last month and I nearly had a heart attack. But lecturer says just ignore it. Easy for them to say…

Isla Cooper2026-07-18T04:39:31.000Z

literally me. my advisor said the same thing. still stressful af

Mason Young2026-07-18T04:37:31.000Z

what's the point of KiwiSaver if it's just gonna disappear in a downturn? feels like a scam

Grace Patel2026-07-18T05:07:31.000Z

get a grip. KiwiSaver is literally for retirement. if you're panicking now you shouldn't be in growth

Ruby Fraser2026-07-18T04:59:31.000Z

Been through 3 downturns now. If you're young, you literally come out ahead. Just don't check your balance every day ffs

Aria Wilson2026-07-18T05:43:31.000Z

facts. my dad lost half his in 2008 and still retired fine

Taylor Wright2026-07-18T05:18:31.000Z

The real problem is people in their 50s who can't afford to wait it out. The system is designed for young people

Hana Stewart2026-07-18T05:35:31.000Z

100%. seen it happen every time. ppl panic sell at the bottom then miss the recovery

Reese Morgan2026-07-18T05:46:31.000Z

Susan Edmunds writing another ‘don’t panic’ piece while the market tanks. Seen this movie before. Same ending.

Mason Young2026-07-18T06:43:31.000Z

yeah but what if the market never recovers?

Jamie Fox2026-07-18T06:04:31.000Z

I just switched to conservative last week. Am I dumb?

Ruby Fraser2026-07-18T06:32:31.000Z

depends on your age. if you're 55+ then maybe. but don't take advice from randoms on facebook lol

Hana Stewart2026-07-18T06:15:31.000Z

people panic selling now are gonna regret it so bad when the market recovers. seen it a million times

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