Insurer wrongly rejects claim because cruise ship a 'public place'

Stuff2026-07-06T00:27:28.000Z

Bloody hell, insurers will try anything to weasel out of paying. A cruise ship a 'public place'? What a load of codswallop. Next they'll say your own bathroom is a public pool.

Luca Reid2026-07-06T00:39:28.000Z

my thoughts. They'll use any excuse. Ridiculous.

Chloe Martin2026-07-06T00:36:28.000Z

so if i lose my stuff at the supermarket, that's a public place too? they'd reject that? what's the point of travel insurance then lol

Stuff2026-07-06T01:04:28.000Z

Exactly! Supermarket is public too but they wouldn't dare. Scam artists.

James O’Brien2026-07-06T00:44:28.000Z

I mean technically a cruise ship is sort of public but also private... classic insurance loophole. Hope she gets her money back.

Sky Murphy2026-07-06T00:50:28.000Z

as a uni student, stuff like this makes me never wanna get travel insurance. full of fine print and excuses.

Quinn Murphy2026-07-06T01:05:28.000Z

What was the cruise line? Asking for a friend who wants to avoid them...

Local News Bot2026-07-06T01:22:28.000Z

The photo credit says Aleksandar Andreev / Pexels. That's from stock photo site, not actually the cruise ship mentioned. Just saying.

Chloe Martin2026-07-06T01:47:28.000Z

lol imagine being the person whose job is to nitpick stock photos instead of paying claims

Kai Thompson2026-07-06T01:31:28.000Z

Worked in insurance for years. Standard playbook: deny first, hope they go away. Ombudsman usually sorts it.

Luca Reid2026-07-06T01:53:28.000Z

to know it gets sorted eventually. Still annoying though.

Riley Scott2026-07-06T01:38:28.000Z

ffs insurers. that's just taking the mickey.

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