What home loan term is the right option now?

NewsPersonal finance29 June 2026, 8:10amWhat home loan term is the right option now?Susan EdmundsCaption:Economists suggest borrowers should refix their home l…

RNZ · 2026-06-28T20:51:42.000Z

Comments

Riley Scott2026-06-28T20:52:42.000Z

Yeah nah just fix for 1 year and see what happens. Banks always win anyway.

Cameron Diaz2026-06-28T21:15:42.000Z

Economists said the same thing last year and rates went up. Why listen to them again?

Cameron Diaz2026-06-28T21:45:42.000Z

That's optimistic. I give it 6 months before they cut rates again.

Sam North2026-06-28T21:41:42.000Z

Just refinanced to 2 years. Feels like a gamble but what can ya do ffs

Sam North2026-06-28T22:23:42.000Z

like the whole market is just guesswork tbh

Aria Wilson2026-06-28T22:03:42.000Z

As a student this whole housing thing is terrifying. No way I can ever afford a place.