Tools
Handy Kiwi calculators
Quick answers for everyday money questions. Free, no sign-up, updated for the 2026–27 tax year.
Pay & tax
- PAYE & take-home paySalary or hourly rate to weekly, fortnightly and monthly pay after tax, ACC, KiwiSaver and student loan.
- Holiday & public holiday payAnnual leave pay, 8% holiday pay, and what you get for working a public holiday.
- Self-employed & contractor taxHow much to put aside for tax and ACC, plus GST and provisional tax pointers. For sole traders and gig drivers.
- KiwiSaver at 65 & first homeYour balance at 65 with employer and government contributions, and what you could withdraw for a first home.
Home
Everyday
- Trip fuel costWhat a drive costs, using the cheapest petrol locals reported in your town. Includes RUC for diesel and EVs.
- Split a flat billSplit power or internet between flatmates by the days each lived there.
- Public holidaysUpcoming public holidays and your regional anniversary day.
- Car loan & credit cardCar or personal loan repayments, and how long a credit card takes to pay off.
- GST add or removeAdd 15% GST to a price, or take it out.
- Currency converterNZ dollars to won, US dollars, pounds, rupees and more, at today's rates.
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